Investing in Bitcoin is a bit like a rollercoaster ride. In November / December last year it was at an all-time high.  This year it started to drop and has never recovered to the December high. If you, like me, bought Bitcoin when it was still fairly low you probably haven’t lostRead More →


“Thrift” comes from the verb “to thrive”. To thrive means to flourish, grow vigorously, to gain in wealth or possessions, to progress towards or to realise a goal in spite of or because of circumstances… ” (Mirriam-Webster dictionary). In other words, thrift isn’t so much as cutting down or notRead More →


How will the South African National Budget 2018 affect you? VAT An increase in the value-added tax rate from 14%  to 15%. Personal Income Tax A below inflation increase in the personal income tax rebates and brackets, with greater relief for those in the lower income tax brackets. Customs andRead More →


Will sugar tax make for a healthier South Africa?  Sugary drinks are heavily consumed in South Africa and the government has introduced a tax on sugar-sweetened beverages.  Coke (330ml) contains 8 teaspoons of sugar and Fanta Grape 9 teaspoons.  That’s a lot of extra tax!  Are we a country that’sRead More →


This delicious, budget-friendly corned beef macaroni recipe is really quick and easy to prepare.  It will serve 4 to 6 people for only R76.00.  I’ve had this recipe for so long that I cannot remember where I got it from, but it is my go-to meal when I feel like someRead More →


Budget planning mistakes to avoid whether you’re living month to month or you have a surplus of savings built up, learning to budget your money and maintaining an ongoing budget planner is vital to managing your money. There’s no right way to budget your money. Some people like to jot incomeRead More →